Insurer's Social Security Offsets

A couple of days ago the CBS affiliate in California's Bay Area aired a story about Melinda Carstens' battle with her disability insurer.  The fight concerned the insurer's assertion that it could offset against the disability money it owed her funds the Social Security Administration paid her son because Melinda was disabled.  You can see the story and read the transcript of it here.  Fortunately for Melinda, the trial court agreed with her that the insurer had no ability to take the offset and reduce her disability benefits.