Today's New York Times has a story about patterns of improper claims practices by several large long term care insurance carriers. If this story is anywhere near the truth with regard to abusive insurer practices in processing and denying long term care insurance claims, this is very troubling information. The article is the result of an in depth investigation involving extensive interviews, combing through deposition transcripts and reviewing files of pending and closed cases. The insurers mentioned most often in the article are Conseco, Bankers Life and Casualty and Penn Treaty American. I've heard stray comments from various sources about problems in getting long term care insurance claims paid but this article takes those allegations to another level. We'll undoubtedly here more about this. It's enough to raise the hair on your head.