The Employee Retirement Income Security Act of 1974, or ERISA, was designed to protect the pension and welfare benefits of most American workers. The Firm focuses its work on representing individuals whose medical, disability and life insurance benefits have been improperly denied. If you have health, disability or life insurance through your work, and you don't work for the government or a church, ERISA governs your rights. Since most of these insurance benefits are provided through group insurance policies sponsored by private employers, ERISA usually comes into play. Getting these improperly denied claims paid is a real challenge that requires the help of an attorney experienced in dealing with insurance and medical issues as well as a lawyer who understands the complexities of ERISA.